Guide to Getting Your Oregon Contractors License & Surety Bond

So you’re planning to work as a contractor in Oregon – congratulations! Before you start advertising your services, be sure you have the right license – and the right Oregon contractors license bond. Generally, Oregon law requires anyone receiving compensation for any construction activity involving improvements to real property to be licensed.

There are two main categories of endorsements for your Oregon Contractors License:

  • Residential endorsement – Contractors with a residential endorsement may work on both residential and small commercial structures. (See the State of Oregon website for more details.)
  • Commercial endorsement – Contractors with this endorsement may work on both large and small commercial projects. (See the State of Oregon website for more details.)

Once you determine if you need a residential or commercial endorsement, it’s time to figure out your endorsement classification. Each endorsement classification has a different scope of work, limitations, and insurance contractors license bond requirements.

Here are the highlights of the different endorsements and bond requirements (please see the State of Oregon website for complete details).

Oregon Residential Contractors License Endorsement

  • Residential General Contractor (RGC): May supervise, arrange for or perform an unlimited number of unrelated building trades involving any residential or small commercial project. May perform the same work as residential specialty contractors. Required insurance: $500,000. Required bond: $20,000
  • Residential Specialty Contractor (RSC): May perform work involving one or two unrelated building trades for residential or small commercial projects, or three or more unrelated building trades if labor/materials is $2,500 or less. Required insurance: $300,000. Required bond: $15,000
  • Residential Limited Contractor (RLC): May supervise, arrange and/or perform an unlimited number of unrelated building trades for residential or small commercial structure projects that meet certain criteria, including gross annual volume not to exceed $40,000. This is endorsement is best suited for part-time contractors. Required insurance: $100,000. Required bond: $10,000
  • Residential Developer (RD): For residential developers who arrange for the construction of structures or development of property that they intend to sell. Required insurance: $500,000. Required bond: $20,000

Oregon Restricted Residential Contractors License Endorsements

  • Home Services Contractor (HSC): May operate a business offering service, repair or replacement under a home services (warranty) agreement. Required insurance: $100,000. Required bond: $10,000
  • Residential Locksmith Services Contractor (RLSC): May operate a business offering locksmith services. Required insurance: $100,000. Required bond: $10,000
  • Home Inspector Services Contractor (HISC): May operate a business offering home inspection services. Required insurance: $100,000. Required bond: $10,000
  • Home Energy Performance Score Contractor (HEPSC): May operate a business issuing home energy performance scores. Required insurance: $100,000. Required bond: $10,000
  • Residential Restoration Contractor (RRC): May operate a business offering restoration services for residential and small commercial structures. Required insurance: $100,000. Required bond: $10,000

Oregon Commercial Contractors License Endorsements

  • Commercial General Contractor Level 1 (CGC1): May supervise, arrange for or perform an unlimited number of unrelated building trades involving any small or large commercial structure or project. Must have eight years of construction experience. Required insurance: $2,000,000. Required bond: $75,000
  • Commercial General Contractor Level 2 (CGC2): May supervise, arrange for or perform an unlimited number of unrelated building trades involving any small or large commercial structure or project. Must have four years of construction experience. Required insurance: $1,000,000. Required bond: $20,000
  • Commercial Specialty Contractor Level 1 (CSC1): May perform work involving one or two unrelated building trades for small or large commercial projects. Must have eight years of construction experience. Required insurance: $1,000,000. Required bond: $50,000
  • Commercial Specialty Contractor Level 2 (CSC2): May perform work involving one or two unrelated building trades for small or large commercial projects. Must have four years of construction experience. Required insurance: $500,000. Required bond: $20,000
  • Commercial Developer (CD): For commercial developers who arrange for the construction of structures, or the development of property, that they intend to sell. Required insurance: $500,000. Required bond: $20,000

Ready to get to work? Many Oregon contractors license bonds are instant issue, which means you can apply, pay and print your bond immediately. Find out more about how to get your Oregon contractors license bond at A1SuretyBonds.com.